Income Protection
Income protection can replace part of your income if a covered illness or injury leaves you unable to work.
What it covers
- Regular payments when you meet the policy's conditions for being unable to work.
- Support with everyday expenses while you recover, up to your agreed benefit.
Who it's for
People who rely on their earnings to pay the bills, including employees and self-employed people, subject to eligibility.
Key things to know
- You choose a waiting period before payments start and a benefit period.
- Cover normally replaces only part of your income, not all of it.
- Other payments, including ACC, may affect the benefit. Policy terms vary.